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May 26, 2012 @ 01:35 PM

Dow Jones Industrials 12,454.83- 74.92
Nasdaq Composite 2,837.53- 1.85
S&P 500 1,317.82- 2.86

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Char Granstra

Financial Consultant

My name is Char Granstra. Welcome to my Web site.

As a financial professional with AXA Advisors, LLC, and an active member of the Rock Valley, Iowa community, I am dedicated to helping individuals and businesses build their financial futures.

To stay on top of my field and develop my professional skills over my 18-year career, I’ve regularly attended industry training and certification programs. This includes completing the curriculum and passing the exams for the:

  • Chartered Life Underwriter (CLU) professional designation of The American College
  • Chartered Financial Consultant (ChFC) professional designation of The American College
  • FINRA Securities Registrations: Series 6, Series 7, Series 63, and Series 65
  • Life Underwriter Training Council Fellow (LUTCF)

My academic achievements include:

    • Associate of Arts Degree in Business from Northwestern College in Orange City, Iowa

My education, experience and professional affiliations have fostered my practical approach to offering financial products and planning services to my clients. Rather than just recommending a hodgepodge of unrelated products, first I’ll consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you work toward your goals. Then, as a registered representative of AXA Advisors, LLC, and an insurance agent of AXA Network, LLC, I’ll recommend the appropriate products and services to help you execute your strategy.

Maintaining a strong sense of community and a solid professional foundation are very important to me. My community activities and professional affiliations include:

    • Member of the Rock Valley Community Library Board of Trustees
    • Member of the Planned Giving Council of Siouxland
    • Past president and current board member of the Northwestern Association of Insurance and Financial Advisors
    • Member of the industry's Million Dollar Round Table
    • Member of the National Association for Female Executives
    • Regional Director, NAIFA Iowa
    To expand my knowledge and grow professionally, I completed the course work for a Wharton Certificate in Retirement Planning*.

I am a lifelong resident of Rock Valley, Iowa. I am married to Dixon Granstra; I have two married children, and Dixon has three. Together we have 16 grandchildren.

Thank you for visiting.

*Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.

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In 2012, Social Security beneficiaries will receive a 3.6% cost of living increase for the first time in three years. But a recent study suggests that benefits are lagging far behind real expenses. This article explains how Social Security benefits are indexed and what older workers and retirees might expect from the program in the future.

Lessons from a Perilous Year

In retrospect, 2011 was a formidable year for catastrophes. Small businesses can be hit hard when extreme weather or a natural disaster causes damage or forces a temporary closure. This article considers the importance of adequate insurance protection and ways to help reduce uninsured losses.

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Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

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