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May 26, 2012 @ 01:34 PM

Dow Jones Industrials 12,454.83- 74.92
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S&P 500 1,317.82- 2.86

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Char Granstra

Financial Consultant

My name is Char Granstra. Welcome to my Web site.

As a financial professional with AXA Advisors, LLC, and an active member of the Rock Valley, Iowa community, I am dedicated to helping individuals and businesses build their financial futures.

To stay on top of my field and develop my professional skills over my 18-year career, I’ve regularly attended industry training and certification programs. This includes completing the curriculum and passing the exams for the:

  • Chartered Life Underwriter (CLU) professional designation of The American College
  • Chartered Financial Consultant (ChFC) professional designation of The American College
  • FINRA Securities Registrations: Series 6, Series 7, Series 63, and Series 65
  • Life Underwriter Training Council Fellow (LUTCF)

My academic achievements include:

    • Associate of Arts Degree in Business from Northwestern College in Orange City, Iowa

My education, experience and professional affiliations have fostered my practical approach to offering financial products and planning services to my clients. Rather than just recommending a hodgepodge of unrelated products, first I’ll consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you work toward your goals. Then, as a registered representative of AXA Advisors, LLC, and an insurance agent of AXA Network, LLC, I’ll recommend the appropriate products and services to help you execute your strategy.

Maintaining a strong sense of community and a solid professional foundation are very important to me. My community activities and professional affiliations include:

    • Member of the Rock Valley Community Library Board of Trustees
    • Member of the Planned Giving Council of Siouxland
    • Past president and current board member of the Northwestern Association of Insurance and Financial Advisors
    • Member of the industry's Million Dollar Round Table
    • Member of the National Association for Female Executives
    • Regional Director, NAIFA Iowa
    To expand my knowledge and grow professionally, I completed the course work for a Wharton Certificate in Retirement Planning*.

I am a lifelong resident of Rock Valley, Iowa. I am married to Dixon Granstra; I have two married children, and Dixon has three. Together we have 16 grandchildren.

Thank you for visiting.

*Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.

Newsletters

There’s Still Time to Catch Up

Worker confidence in affording a comfortable retirement fell to a record low in 2011, but investors aged 50 and older may be able to make up for lost time by maximizing contributions to retirement plans and taking advantage of catch-up contribution limits. The accompanying chart shows the potential difference in accumulation by taking advantage of catch-up contributions.

Help Chart the Future of Your Family Business

The transition from one generation to the next is considered to be one of the biggest risks to the survival of a family-owned business. A thoughtful succession strategy not only outlines when and how ownership should be transferred but also takes tax implications, family relationships, and other sensitive issues into account.

Rethinking the Role of Household Debt

Many people aspire to pay off their home mortgages before retirement, but the housing situation and a weak economy have taken a toll on the finances of many older Americans. There are some compelling reasons why pre-retirees might want to consider maximizing their retirement plan contributions and avoid carrying large amounts of debt into retirement.

ETFs for the Conservative Investor

The number of exchange-traded funds has grown rapidly in the last decade. Total ETF assets exceeded $1 trillion in March 2011, an increase of more than $200 million over the previous year. This article explains the potential benefits of ETFs and why some of them might appeal to the risk-averse.

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