Market Watch

January 28, 2012 @ 02:42 AM

Dow Jones Industrials 12,660.46- 74.17
Nasdaq Composite 2,816.55+ 11.27
S&P 500 1,316.33- 2.10

[ Markets | Charts | Quotes | Portfolio ]


Market data delayed per exchange rules.
All quotes are in US Eastern Time (EST).
© eSignal. A division of
Interactive Data Corporation. (NYSE:IDC)
All rights reserved.

  • Text Size: A A A
Char Granstra

Financial Consultant

My name is Char Granstra. Welcome to my Web site.

As a financial professional with AXA Advisors, LLC, and an active member of the Rock Valley, Iowa community, I am dedicated to helping individuals and businesses build their financial futures.

To stay on top of my field and develop my professional skills over my 18-year career, I’ve regularly attended industry training and certification programs. This includes completing the curriculum and passing the exams for the:

  • Chartered Life Underwriter (CLU) professional designation of The American College
  • Chartered Financial Consultant (ChFC) professional designation of The American College
  • FINRA Securities Registrations: Series 6, Series 7, Series 63, and Series 65
  • Life Underwriter Training Council Fellow (LUTCF)

My academic achievements include:

    • Associate of Arts Degree in Business from Northwestern College in Orange City, Iowa

My education, experience and professional affiliations have fostered my practical approach to offering financial products and planning services to my clients. Rather than just recommending a hodgepodge of unrelated products, first I’ll consider your specific financial goals and investment objectives. Working together, we’ll formulate a strategy to help you work toward your goals. Then, as a registered representative of AXA Advisors, LLC, and an insurance agent of AXA Network, LLC, I’ll recommend the appropriate products and services to help you execute your strategy.

Maintaining a strong sense of community and a solid professional foundation are very important to me. My community activities and professional affiliations include:

    • Member of the Rock Valley Community Library Board of Trustees
    • Member of the Planned Giving Council of Siouxland
    • Past president and current board member of the Northwestern Association of Insurance and Financial Advisors
    • Member of the industry's Million Dollar Round Table
    • Member of the National Association for Female Executives
    • Regional Director, NAIFA Iowa
    To expand my knowledge and grow professionally, I completed the course work for a Wharton Certificate in Retirement Planning*.

I am a lifelong resident of Rock Valley, Iowa. I am married to Dixon Granstra; I have two married children, and Dixon has three. Together we have 16 grandchildren.

Thank you for visiting.

*Certificate awarded based on completion of a training program at the Wharton School, University of Pennsylvania.

Newsletters

Tax-Efficient Investments for the Tax-Averse

Raising taxes is one of many ideas that have been proposed to help reduce mounting federal budget deficits. Readers who are concerned about the prospect of higher taxes in the future may want to consider the tax advantages associated with municipal bonds and tax-exempt mutual funds.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Leaving Your Home Out of the Retirement Equation

Plummeting home prices and increased borrowing cut U.S. home equity by more than 60% during the Great Recession — and housing prices have not yet recovered. This article considers the potential drawbacks of depending on home equity to help fund retirement.

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

More Newsletters →

Calculators

Impact of Inflation

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

Estate Taxes

Use this calculator to estimate the federal estate taxes that could be due on your estate after you die.

Loan Payoff

How much will it cost to pay off a loan over its lifetime?

Retirement Portfolio Lifespan

How Long Will Your Funds Last?

More Calculators →

Contact Info


backforward